EMI Calculator

 Calculate EMI (Equated Monthly Instalment) for a fixed rate loan spanned across years with annual and monthly amortization tables.
You can calculate principal and interest components for financial years which are useful for tax calculations.


Loan Parameters
Loan Amount
$
Interest rate
%
Loan term
years
EMI Date
Repayment Details

Loan Amount = $ 10,00,000

EMI = $ 11,011

Total Interest = $ 16,42,607

Total Payments = $ 26,42,607

Periods = 240 months

Last EMI Date = 27-June-2044

Repayment Chart
Payment Distribution Graph
Amortization Table
Year Total Payment Interest Principal Balance
  1 $ 1,32,130 $ 1,19,310 $ 12,820 $ 9,87,180
July-2024 11,011 10,000 1,011 9,98,989
August-2024 11,011 9,990 1,021 9,97,968
September-2024 11,011 9,980 1,031 9,96,937
October-2024 11,011 9,969 1,041 9,95,895
November-2024 11,011 9,959 1,052 9,94,844
December-2024 11,011 9,948 1,062 9,93,781
January-2025 11,011 9,938 1,073 9,92,708
February-2025 11,011 9,927 1,084 9,91,624
March-2025 11,011 9,916 1,095 9,90,530
April-2025 11,011 9,905 1,106 9,89,424
May-2025 11,011 9,894 1,117 9,88,308
June-2025 11,011 9,883 1,128 9,87,180
  2 $ 1,32,130 $ 1,17,684 $ 14,446 $ 9,72,734
July-2025 11,011 9,872 1,139 9,86,041
August-2025 11,011 9,860 1,150 9,84,890
September-2025 11,011 9,849 1,162 9,83,728
October-2025 11,011 9,837 1,174 9,82,555
November-2025 11,011 9,826 1,185 9,81,369
December-2025 11,011 9,814 1,197 9,80,172
January-2026 11,011 9,802 1,209 9,78,963
February-2026 11,011 9,790 1,221 9,77,742
March-2026 11,011 9,777 1,233 9,76,508
April-2026 11,011 9,765 1,246 9,75,263
May-2026 11,011 9,753 1,258 9,74,004
June-2026 11,011 9,740 1,271 9,72,734
  3 $ 1,32,130 $ 1,15,852 $ 16,278 $ 9,56,455
July-2026 11,011 9,727 1,284 9,71,450
August-2026 11,011 9,715 1,296 9,70,154
September-2026 11,011 9,702 1,309 9,68,844
October-2026 11,011 9,688 1,322 9,67,522
November-2026 11,011 9,675 1,336 9,66,186
December-2026 11,011 9,662 1,349 9,64,837
January-2027 11,011 9,648 1,362 9,63,475
February-2027 11,011 9,635 1,376 9,62,099
March-2027 11,011 9,621 1,390 9,60,709
April-2027 11,011 9,607 1,404 9,59,305
May-2027 11,011 9,593 1,418 9,57,887
June-2027 11,011 9,579 1,432 9,56,455
  4 $ 1,32,130 $ 1,13,788 $ 18,343 $ 9,38,112
July-2027 11,011 9,565 1,446 9,55,009
August-2027 11,011 9,550 1,461 9,53,548
September-2027 11,011 9,535 1,475 9,52,073
October-2027 11,011 9,521 1,490 9,50,583
November-2027 11,011 9,506 1,505 9,49,078
December-2027 11,011 9,491 1,520 9,47,558
January-2028 11,011 9,476 1,535 9,46,022
February-2028 11,011 9,460 1,551 9,44,472
March-2028 11,011 9,445 1,566 9,42,905
April-2028 11,011 9,429 1,582 9,41,324
May-2028 11,011 9,413 1,598 9,39,726
June-2028 11,011 9,397 1,614 9,38,112
  5 $ 1,32,130 $ 1,11,461 $ 20,669 $ 9,17,443
July-2028 11,011 9,381 1,630 9,36,483
August-2028 11,011 9,365 1,646 9,34,837
September-2028 11,011 9,348 1,662 9,33,174
October-2028 11,011 9,332 1,679 9,31,495
November-2028 11,011 9,315 1,696 9,29,799
December-2028 11,011 9,298 1,713 9,28,086
January-2029 11,011 9,281 1,730 9,26,356
February-2029 11,011 9,264 1,747 9,24,609
March-2029 11,011 9,246 1,765 9,22,844
April-2029 11,011 9,228 1,782 9,21,062
May-2029 11,011 9,211 1,800 9,19,262
June-2029 11,011 9,193 1,818 9,17,443
  6 $ 1,32,130 $ 1,08,840 $ 23,291 $ 8,94,153
July-2029 11,011 9,174 1,836 9,15,607
August-2029 11,011 9,156 1,855 9,13,752
September-2029 11,011 9,138 1,873 9,11,879
October-2029 11,011 9,119 1,892 9,09,987
November-2029 11,011 9,100 1,911 9,08,076
December-2029 11,011 9,081 1,930 9,06,146
January-2030 11,011 9,061 1,949 9,04,196
February-2030 11,011 9,042 1,969 9,02,227
March-2030 11,011 9,022 1,989 9,00,239
April-2030 11,011 9,002 2,008 8,98,230
May-2030 11,011 8,982 2,029 8,96,202
June-2030 11,011 8,962 2,049 8,94,153
  7 $ 1,32,130 $ 1,05,886 $ 26,244 $ 8,67,908
July-2030 11,011 8,942 2,069 8,92,083
August-2030 11,011 8,921 2,090 8,89,993
September-2030 11,011 8,900 2,111 8,87,882
October-2030 11,011 8,879 2,132 8,85,750
November-2030 11,011 8,858 2,153 8,83,597
December-2030 11,011 8,836 2,175 8,81,422
January-2031 11,011 8,814 2,197 8,79,226
February-2031 11,011 8,792 2,219 8,77,007
March-2031 11,011 8,770 2,241 8,74,766
April-2031 11,011 8,748 2,263 8,72,503
May-2031 11,011 8,725 2,286 8,70,217
June-2031 11,011 8,702 2,309 8,67,908
  8 $ 1,32,130 $ 1,02,558 $ 29,573 $ 8,38,336
July-2031 11,011 8,679 2,332 8,65,577
August-2031 11,011 8,656 2,355 8,63,222
September-2031 11,011 8,632 2,379 8,60,843
October-2031 11,011 8,608 2,402 8,58,441
November-2031 11,011 8,584 2,426 8,56,014
December-2031 11,011 8,560 2,451 8,53,563
January-2032 11,011 8,536 2,475 8,51,088
February-2032 11,011 8,511 2,500 8,48,588
March-2032 11,011 8,486 2,525 8,46,063
April-2032 11,011 8,461 2,550 8,43,513
May-2032 11,011 8,435 2,576 8,40,937
June-2032 11,011 8,409 2,601 8,38,336
  9 $ 1,32,130 $ 98,807 $ 33,323 $ 8,05,012
July-2032 11,011 8,383 2,628 8,35,708
August-2032 11,011 8,357 2,654 8,33,054
September-2032 11,011 8,331 2,680 8,30,374
October-2032 11,011 8,304 2,707 8,27,667
November-2032 11,011 8,277 2,734 8,24,933
December-2032 11,011 8,249 2,762 8,22,171
January-2033 11,011 8,222 2,789 8,19,382
February-2033 11,011 8,194 2,817 8,16,565
March-2033 11,011 8,166 2,845 8,13,720
April-2033 11,011 8,137 2,874 8,10,846
May-2033 11,011 8,108 2,902 8,07,944
June-2033 11,011 8,079 2,931 8,05,012
  10 $ 1,32,130 $ 94,581 $ 37,550 $ 7,67,463
July-2033 11,011 8,050 2,961 8,02,052
August-2033 11,011 8,021 2,990 7,99,061
September-2033 11,011 7,991 3,020 7,96,041
October-2033 11,011 7,960 3,050 7,92,991
November-2033 11,011 7,930 3,081 7,89,910
December-2033 11,011 7,899 3,112 7,86,798
January-2034 11,011 7,868 3,143 7,83,655
February-2034 11,011 7,837 3,174 7,80,481
March-2034 11,011 7,805 3,206 7,77,275
April-2034 11,011 7,773 3,238 7,74,036
May-2034 11,011 7,740 3,270 7,70,766
June-2034 11,011 7,708 3,303 7,67,463
  11 $ 1,32,130 $ 89,819 $ 42,312 $ 7,25,151
July-2034 11,011 7,675 3,336 7,64,127
August-2034 11,011 7,641 3,370 7,60,757
September-2034 11,011 7,608 3,403 7,57,354
October-2034 11,011 7,574 3,437 7,53,916
November-2034 11,011 7,539 3,472 7,50,445
December-2034 11,011 7,504 3,506 7,46,938
January-2035 11,011 7,469 3,541 7,43,397
February-2035 11,011 7,434 3,577 7,39,820
March-2035 11,011 7,398 3,613 7,36,207
April-2035 11,011 7,362 3,649 7,32,558
May-2035 11,011 7,326 3,685 7,28,873
June-2035 11,011 7,289 3,722 7,25,151
  12 $ 1,32,130 $ 84,452 $ 47,678 $ 6,77,473
July-2035 11,011 7,252 3,759 7,21,392
August-2035 11,011 7,214 3,797 7,17,595
September-2035 11,011 7,176 3,835 7,13,760
October-2035 11,011 7,138 3,873 7,09,887
November-2035 11,011 7,099 3,912 7,05,975
December-2035 11,011 7,060 3,951 7,02,023
January-2036 11,011 7,020 3,991 6,98,033
February-2036 11,011 6,980 4,031 6,94,002
March-2036 11,011 6,940 4,071 6,89,931
April-2036 11,011 6,899 4,112 6,85,820
May-2036 11,011 6,858 4,153 6,81,667
June-2036 11,011 6,817 4,194 6,77,473
  13 $ 1,32,130 $ 78,406 $ 53,725 $ 6,23,748
July-2036 11,011 6,775 4,236 6,73,237
August-2036 11,011 6,732 4,278 6,68,958
September-2036 11,011 6,690 4,321 6,64,637
October-2036 11,011 6,646 4,364 6,60,273
November-2036 11,011 6,603 4,408 6,55,864
December-2036 11,011 6,559 4,452 6,51,412
January-2037 11,011 6,514 4,497 6,46,916
February-2037 11,011 6,469 4,542 6,42,374
March-2037 11,011 6,424 4,587 6,37,787
April-2037 11,011 6,378 4,633 6,33,154
May-2037 11,011 6,332 4,679 6,28,474
June-2037 11,011 6,285 4,726 6,23,748
  14 $ 1,32,130 $ 71,592 $ 60,538 $ 5,63,210
July-2037 11,011 6,237 4,773 6,18,975
August-2037 11,011 6,190 4,821 6,14,154
September-2037 11,011 6,142 4,869 6,09,284
October-2037 11,011 6,093 4,918 6,04,366
November-2037 11,011 6,044 4,967 5,99,399
December-2037 11,011 5,994 5,017 5,94,382
January-2038 11,011 5,944 5,067 5,89,315
February-2038 11,011 5,893 5,118 5,84,198
March-2038 11,011 5,842 5,169 5,79,029
April-2038 11,011 5,790 5,221 5,73,808
May-2038 11,011 5,738 5,273 5,68,535
June-2038 11,011 5,685 5,326 5,63,210
  15 $ 1,32,130 $ 63,914 $ 68,216 $ 4,94,994
July-2038 11,011 5,632 5,379 5,57,831
August-2038 11,011 5,578 5,433 5,52,399
September-2038 11,011 5,524 5,487 5,46,912
October-2038 11,011 5,469 5,542 5,41,370
November-2038 11,011 5,414 5,597 5,35,773
December-2038 11,011 5,358 5,653 5,30,120
January-2039 11,011 5,301 5,710 5,24,410
February-2039 11,011 5,244 5,767 5,18,643
March-2039 11,011 5,186 5,824 5,12,819
April-2039 11,011 5,128 5,883 5,06,936
May-2039 11,011 5,069 5,942 5,00,995
June-2039 11,011 5,010 6,001 4,94,994
  16 $ 1,32,130 $ 55,263 $ 76,868 $ 4,18,126
July-2039 11,011 4,950 6,061 4,88,933
August-2039 11,011 4,889 6,122 4,82,811
September-2039 11,011 4,828 6,183 4,76,628
October-2039 11,011 4,766 6,245 4,70,384
November-2039 11,011 4,704 6,307 4,64,077
December-2039 11,011 4,641 6,370 4,57,707
January-2040 11,011 4,577 6,434 4,51,273
February-2040 11,011 4,513 6,498 4,44,775
March-2040 11,011 4,448 6,563 4,38,212
April-2040 11,011 4,382 6,629 4,31,583
May-2040 11,011 4,316 6,695 4,24,888
June-2040 11,011 4,249 6,762 4,18,126
  17 $ 1,32,130 $ 45,514 $ 86,616 $ 3,31,510
July-2040 11,011 4,181 6,830 4,11,296
August-2040 11,011 4,113 6,898 4,04,399
September-2040 11,011 4,044 6,967 3,97,432
October-2040 11,011 3,974 7,037 3,90,395
November-2040 11,011 3,904 7,107 3,83,288
December-2040 11,011 3,833 7,178 3,76,110
January-2041 11,011 3,761 7,250 3,68,860
February-2041 11,011 3,689 7,322 3,61,538
March-2041 11,011 3,615 7,395 3,54,143
April-2041 11,011 3,541 7,469 3,46,673
May-2041 11,011 3,467 7,544 3,39,129
June-2041 11,011 3,391 7,620 3,31,510
  18 $ 1,32,130 $ 34,529 $ 97,602 $ 2,33,908
July-2041 11,011 3,315 7,696 3,23,814
August-2041 11,011 3,238 7,773 3,16,041
September-2041 11,011 3,160 7,850 3,08,191
October-2041 11,011 3,082 7,929 3,00,262
November-2041 11,011 3,003 8,008 2,92,253
December-2041 11,011 2,923 8,088 2,84,165
January-2042 11,011 2,842 8,169 2,75,996
February-2042 11,011 2,760 8,251 2,67,745
March-2042 11,011 2,677 8,333 2,59,412
April-2042 11,011 2,594 8,417 2,50,995
May-2042 11,011 2,510 8,501 2,42,494
June-2042 11,011 2,425 8,586 2,33,908
  19 $ 1,32,130 $ 22,150 $ 1,09,980 $ 1,23,928
July-2042 11,011 2,339 8,672 2,25,236
August-2042 11,011 2,252 8,758 2,16,478
September-2042 11,011 2,165 8,846 2,07,632
October-2042 11,011 2,076 8,935 1,98,697
November-2042 11,011 1,987 9,024 1,89,673
December-2042 11,011 1,897 9,114 1,80,559
January-2043 11,011 1,806 9,205 1,71,354
February-2043 11,011 1,714 9,297 1,62,056
March-2043 11,011 1,621 9,390 1,52,666
April-2043 11,011 1,527 9,484 1,43,182
May-2043 11,011 1,432 9,579 1,33,603
June-2043 11,011 1,336 9,675 1,23,928
  20 $ 1,32,130 $ 8,202 $ 1,23,928 $ -0
July-2043 11,011 1,239 9,772 1,14,157
August-2043 11,011 1,142 9,869 1,04,287
September-2043 11,011 1,043 9,968 94,319
October-2043 11,011 943 10,068 84,252
November-2043 11,011 843 10,168 74,083
December-2043 11,011 741 10,270 63,813
January-2044 11,011 638 10,373 53,440
February-2044 11,011 534 10,476 42,964
March-2044 11,011 430 10,581 32,383
April-2044 11,011 324 10,687 21,696
May-2044 11,011 217 10,794 10,902
June-2044 11,011 109 10,902 -0

Flat Rate EMI Calculator
Calculate EMI for a flat rate loan with annual and monthly amortization tables
Loan Amount ₹
Loan Term    years
Flat Rate   %


Reducing Balance EMI Calculator
Calculate EMI for loan with Reducing Balance Interest Rate method. Also check annual and monthly amortization tables.
Loan Amount  ₹ 
Loan Term     years
Interest Rate %



Flat -vs- Reducing Balance Interest Rate
Check the EMI Calculations for Flat vs Reducing Balance Interest Rate
Loan Amount      ₹   
Loan Term       years
Flat Rate                   %
Reducing Balance Rate %


Convert Flat to Reducing Balance Interest Rate
This tool finds the effective interest rate for a flat rate interest loan.
Loan Amount      ₹   
Loan Term       years
Flat Interest Rate %
EMI Moratorium Calculations
Compare Calculations after EMI Moratorium. Use these calculations to get approximate picture of the impact of EMI Diferment.
Loan Amount  ₹ 
Loan Term     months
Interest Rate %
Moratorium Period months



Compare EMI Calculations
Compare EMI calculations for 2 interest rates. See how EMI and total interest amount change for different interest rates and the same loan amount and tenure. Useful when bank interest rates are changes for existing loans.
Loan Amount  ₹ 
Loan Term     years
Interest Rate 1 %
Interest Rate 2 %



Flat Rate EMI Calculator | Reducing EMI Calculator | Flat -vs- Reducing Balance Interest Rate
Convert Flat to Reducing Balance Interest Rate | Compare EMI Calculations | EMI Moratorium Calculations

Copyright © 2024 EMI-Calc.com

About | Contact | Widgets | Privacy Policy | Disclaimer