EMI Moratorium Calculations

Compare Calculations after EMI Moratorium/Deferment.
In this method, the interest on principal amount for the deferred months is added in total principal amount and new EMI is calculated.
In this case you may change the EMI or change the Tenure.

• Same Tenure : Your EMI will increase in this case
• Same EMI : Your loan tenure will increase in this case

Another option may be to add the interest amount in the first installment after the deferred months.
Use these calculations to get approximate picture of the impact of EMI Deferment.
Actual calculations may vary bank to bank.
Useful in current scenario when most of the banks are offering moratorium on EMI Payments.
Enter the remaining principal amount, loan tenure, interest rate and number of months of EMI moratorium.