Compare EMI Calculations

Compare EMI calculations for 3 interest rates. See how EMI and total interest amount change for different interest rates and the same loan amount and tenure.
Useful when bank interest rates are changes for existing loans.

Loan Parameters

Loan Amount ₹

Loan Term years

EMI Start Date

Interest Rates

Interest Rate 1 %

Interest Rate 2 %

Interest Rate 3 %

Rate - 10.00%
Loan Amount = ₹ 10,00,000
EMI = ₹ 9,650
Total Interest = ₹ 13,16,052
Total Payments = ₹ 23,16,052
Periods = 240 months
Last EMI Date = 3-June-2045
Check Amortization Table

Rate - 11.00%
Loan Amount = ₹ 10,00,000
EMI = ₹ 10,322
Total Interest = ₹ 14,77,252
Total Payments = ₹ 24,77,252
Periods = 240 months
Last EMI Date = 3-June-2045
Check Amortization Table

Rate - 12.00%
Loan Amount = ₹ 10,00,000
EMI = ₹ 11,011
Total Interest = ₹ 16,42,607
Total Payments = ₹ 26,42,607
Periods = 240 months
Last EMI Date = 3-June-2045
Check Amortization Table

EMI Difference
10.00%	11.00%	12.00%
₹ 9,650	₹ 10,322	₹ 11,011

Total Interest Difference
10.00%	11.00%	12.00%
₹ 13,16,052	₹ 14,77,252	₹ 16,42,607

Repayment Chart
Rate - 10.00%

Repayment Chart
Rate - 11.00%

Repayment Chart
Rate - 12.00%

Flat Rate EMI Calculator

Calculate EMI for a flat rate loan with annual and monthly amortization tables

Loan Amount ₹

Loan Term years

Flat Rate %

Reducing Balance EMI Calculator

Calculate EMI for loan with Reducing Balance Interest Rate method. Also check annual and monthly amortization tables.

Loan Amount ₹

Loan Term Years

Interest Rate %

Flat -vs- Reducing Balance Interest Rate

Check the EMI Calculations for Flat vs Reducing Balance Interest Rate

Loan Amount ₹

Loan Term years

Flat Rate %

Reducing Balance Rate %

Convert Flat to Reducing Balance Interest Rate

This tool finds the effective interest rate for a flat rate interest loan.

Loan Amount ₹

Loan Term years

Flat Interest Rate %

EMI Moratorium Calculations

Compare Calculations after EMI Moratorium. Use these calculations to get approximate picture of the impact of EMI Diferment.

Loan Amount ₹

Loan Term months

Interest Rate %

Moratorium Period months

Compare EMI Calculations

Compare EMI calculations for 2 interest rates. See how EMI and total interest amount change for different interest rates and the same loan amount and tenure. Useful when bank interest rates are changes for existing loans.

Loan Amount ₹

Loan Term years

Interest Rate 1 %

Interest Rate 2 %

Compare EMI Calculations

Loan Parameters

Interest Rates

Rate - 10.00%

Loan Amount = ₹ 10,00,000

EMI = ₹ 9,650

Total Interest = ₹ 13,16,052

Total Payments = ₹ 23,16,052

Periods = 240 months

Last EMI Date = 3-June-2045

Rate - 11.00%

Loan Amount = ₹ 10,00,000

EMI = ₹ 10,322

Total Interest = ₹ 14,77,252

Total Payments = ₹ 24,77,252

Periods = 240 months

Last EMI Date = 3-June-2045

Rate - 12.00%

Loan Amount = ₹ 10,00,000

EMI = ₹ 11,011

Total Interest = ₹ 16,42,607

Total Payments = ₹ 26,42,607

Periods = 240 months

Last EMI Date = 3-June-2045

EMI Difference

Total Interest Difference

Repayment Chart

Rate - 10.00%

Repayment Chart

Rate - 11.00%

Repayment Chart

Rate - 12.00%

Flat Rate EMI Calculator

Reducing Balance EMI Calculator

Flat -vs- Reducing Balance Interest Rate

Convert Flat to Reducing Balance Interest Rate

EMI Moratorium Calculations

Compare EMI Calculations